Effective Date: 03/19/2025

1. Introduction

Welcome to Ryland Partners LLC ("Company," "we," "our," or "us"). By accessing and using our website https://rylandpartners.com/ and related services ("Services"), you agree to comply with these Terms of Service. If you do not agree, please discontinue use immediately.

2. Use of Services

By using our Services, you agree that:

You are at least 18 years old.

You will use our Services in compliance with all applicable laws and regulations.

You will not misuse or attempt to disrupt our Services.

3. Account Registration & Security

To access certain features, you may need to create an account. You agree to:

Provide accurate and up-to-date information.

Keep your login credentials confidential.

Notify us immediately of unauthorized account use.

We reserve the right to suspend or terminate accounts that violate these terms.

4. SMS & A2P Messaging Compliance

By providing your phone number, you consent to receive SMS messages from us.

You may opt out at any time by replying "STOP."

Standard messaging rates may apply.

We do not require users to provide a phone number to use our services.

Our forms contain separate checkboxes for marketing/promotional messages and transactional/service-based messages.

We do not share SMS consent data with third parties.

Users can reply "HELP" for assistance and "STOP" to unsubscribe at any time.

5. Payments & Subscriptions

If you purchase a subscription or service:

You agree to provide accurate billing information.

Payments are non-refundable unless otherwise stated.

We may change pricing or fees with prior notice.

6. Intellectual Property

All content on our website and Services, including text, graphics, logos, and software, is owned by or licensed to Ryland Partners LLC. You may not copy, distribute, or modify any content without our written permission.

7. Limitation of Liability

To the fullest extent permitted by law:

We provide our Services "as is" without warranties of any kind.

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services.

8. Termination

We reserve the right to terminate or suspend access to our Services at our sole discretion, without prior notice, if you violate these Terms.

9. Governing Law

These Terms are governed by the laws of the United States and the State of Florida. Any disputes shall be resolved in the appropriate courts of Florida.

10. Changes to These Terms

We may update these Terms at any time. Continued use of our Services after changes constitutes acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, contact us at:

Ryland Partners LLC

info@rylandpartners.com

(305) 684-4158